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Quick answer: “Chốt Hạ (Final Lock Card)” means The critical final discard/round card in Phỏm; interactions around this card can trigger heavy penalties such as ăn chốt multipliers.

Mechanics

Chốt Hạ (Final Lock Card)

The critical final discard/round card in Phỏm; interactions around this card can trigger heavy penalties such as ăn chốt multipliers.

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Chốt Hạ (Final Lock Card) - Definition & Usage | Card Games Academy